Category: insurance

A brief guide to car insurance for newbie car owners

As written for The Safe Driver.   As a car owner, you should know the potential benefits you are collecting by availing of this insurance in your respective state. However, some cases allow you to insure your car in another state that isn’t where your basic residence is. Suppose you live in Montreal, in which…




Does The Location of Your Business Have an Impact on The Cost of Motor Trade Insurance?

**As written for The Safe Driver   If you have recently decided to open a business that will be part of the motor trade industry, the chances of you needing to look for a location to start operating from is very likely. But did you know that your location could have an affect on how…



Reducing car insurance payments….safely

So, we seem to have a problem here in Ontario Canada where I live. Many people are getting pulled over for speeding or another infraction and when the officer checks them out, they find the driver does not have insurance on the vehicle. How could that happen? The Ontario government has put a hold on…



How to work with a property insurance claims adjuster

A contributed post as written for The Safe Driver. **Editor’s note** I recently experienced water damage to my home, so I thought this may be of value.   Your home has just been through a fire or a flood. You have contacted your insurance company, started your insurance claim, and you have just been allowed…



What to do if you’ve been hit by a garbage truck

**A contributed post as written for The Safe Driver by Sylvia Johnson.   It’s another fine, clear weekend morning in your neighborhood, and you’ve taken your vehicle out for a spin. Maybe you’ve ridden your bike or motorcycle if you didn’t feel like driving at all. Or, you may have just done your usual morning…



Reasons why you should carry underinsured and uninsured motorist coverage when driving

**A contributed post as written for The Safe Driver by Pauline Griggs .   Every motorist should ideally have auto insurance to protect them from suddenly losing their finances should a vehicular collision occur. However, in reality, some motorists drive their vehicles every single day without any auto insurance to their name. Or even if…



An extended vehicle warranty saves you money…and a whole lot more

Throughout life we try to protect ourselves. Many people try to eat healthy so they can lead a healthy life. Others look out for themselves financially so they can live a worry-free lifestyle in the retirement. It’s about planning out their future. The same can be said for the upkeep of your vehicle. Waiting until…



Questions for a tailgater…

When I’m teaching my students at Young Drivers of Canada I will often remind them to ask questions any time they feel confused or aren’t sure what to do next. I promote the asking of questions, including with my kids. What better way to find out an answer to a problem. With this in mind,…